Important Things to Know for 2009 – 2010

1. Olton ISD Cafeteria plan year is September 1, 2009 through August 31, 2010.



2. Medical: Olton ISD offers its employees the options of ActiveCare I, II, III, or FirstCare for Medical coverage.



3. Hospital Indemnity Plan: American Public Life will continue providing the Hospital Indemnity Plan. Olton ISD will pay for the employee only premium if employee waives Medical Coverage. For details, see brochure by clicking on Benefit Highlights/Hospital Indemnity Plan.



4. Dental: Effective October 1, 2009 Olton ISD will be changingt he Dental Carrier to Guardian. Benefits are enhanced and rates are reduced from prior carrier. For details on these exciting changes click on Benefit Highlights/Dental.



5. Vision: Effective October 1, 2009 Olton ISD will also be changing Vision Carriers. Block Vision will be the new carrier. Employee rates are reduced from the current plan and the network provider list is increased. For details on these changes click on the Benefit Highlights/Vision.



6. Disability: Effective September 1, 2009 Unum Disability will be changing to the New Educator Select Income Protection Plan. New coverage or increases in coverage are subject to pre-existing condition limitations. To view plan summary and rates, click on Benefits and Forms/Disability. Employees can enroll on a guarantee issue basis (no health questions asked).



7. Accident: American Public Life will continue providing you with 24 hour Accident coverage for Emergency Room, Doctor, Ambulance, Hospital and Accidental death.



8. Voluntary Life: Fort Dearborn will continue providing the Voluntary Life. Existing employees that have enrolled in Voluntary Life for themselves or their spouse may increase their coverage by $10,000, up to the Guarantee Issue amount, without Evidence of Insurability. Employees who declined Voluntary Life coverage during the initial eligibility period and elect coverage must submit Evidence of Insurability.



9. Permanent Life: Texas Life will continue as the Individual Permanent Life provider. Coverage can be obtained on Employee or Spouse or Children and Grandchildren. The Employee does not have to have this coverage to cover family members.



10. Flexible Spending Accounts: Mass Group Marketing will continue as the Third Party Administrator for the Un-reimbursed Medical Account and the Dependent Care Account. Employees may shelter up to $3,000.00 annually in the Un-reimbursed Medical Account and up to $5,000.00 in the Dependent Care Account.