Welcome to OltonISDBenefits.com, the central source for all your benefit needs. Protecting your family and assets is an important and complicated task. Olton ISD offers you a comprehensive benefits package to achieve this goal. You have several options to enhance your understanding and evaluation of this package.
IMPORTANT: Effective beginning on January 1, 2011, over-the-counter medicines or drugs (e.g. Advil, Ibuprofen, cough syrup) are not eligible for reimbursement under an FSA, without a doctor’s prescription. Insulin is the only medicine that doesn’t require a prescription. Also supplies that you need for medical care (e.g. contact lens solutions, bandages for wounds, thermometers) will continue to be eligible for reimbursement.
Important Things to Know for 2010 – 2011
- Olton ISD Cafeteria plan year is September 1, 2010 through
August 31, 2011.
- Medical: Olton ISD offers its employees the options
of ActiveCare I, II, III, or FirstCare for Medical coverage.
- Hospital Indemnity Plan: American Public Life will continue
providing the Hospital Indemnity Plan. Olton ISD will pay for the employee only
premium if employee waives Medical Coverage. For details, see brochure by clicking
on Benefit Highlights/Hospital Indemnity Plan.
- Dental: Guardian will continue providing the Dental Plan.
Benefits are enhanced and rates are reduced from prior carrier. For details
on these exciting changes click on Benefit
Highlights/Dental.
- Vision: Block will continue providing the vision plan.
Employee rates are reduced from the current plan and the network provider list
is increased. For details on these changes click on the Benefit Highlights/Vision.
- Disability: Unum Disability will continue providing the
Educator Select Income Protection Plan. New coverage or increases in coverage
are subject to pre-existing condition limitations. To view plan summary and rates,
click on Benefits and Forms/Disability. Employees can enroll on a guarantee issue
basis (no health questions asked).
- Accident: American Public Life will continue providing you
with 24 hour Accident coverage for Emergency Room, Doctor, Ambulance, Hospital
and Accidental death.
- Voluntary Life: Fort Dearborn will continue providing the
Voluntary Life. Existing employees that have enrolled in Voluntary Life for themselves
or their spouse may increase their coverage by $10,000, up to the Guarantee Issue
amount, without Evidence of Insurability. Employees who declined Voluntary Life
coverage during the initial eligibility period and elect coverage must submit
Evidence of Insurability.
- Permanent Life: Texas Life will continue as the Individual
Permanent Life provider. Coverage can be obtained on Employee or Spouse or Children
and Grandchildren. The Employee does not have to have this coverage to cover family
members.
- Flexible Spending Accounts: Mass Group Marketing will
continue as the Third Party Administrator for the Un-reimbursed Medical Account
and the Dependent Care Account. Employees may shelter up to $3,000.00 annually
in the Un-reimbursed Medical Account and up to $5,000.00 in the Dependent Care
Account.
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Financial Benefit Services, LLC
2121 N. Glenville Drive
Richardson, TX 75082
Local: (469) 385-4640
Toll Free: (800) 583-6908
Fax: (469) 385-4641 |
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